Windshields are one of the most vulnerable places on your car. A single misplaced rock from the tire of the car in front of you can cause your windshield to crack. However, while it's easy to obtain a cracked windshield, it may not be so simple to have it repaired. Money is always an issue, and you may not have much of it to spare. Use this information to learn more about how you can have a cracked windshield replaced when you're on a budget.
Check For Hidden Deductibles
The first thing you want to do when you have a cracked windshield is check with your insurance company. Although you may think that windshields fall under your comprehensive deductible, you could be mistaken
Because of the vulnerability of windshields, some insurance companies have a different category for repairing them. For example, you may have a $500 dollar deductible for the comprehensive portion of your policy. However, your insurance company may have a clause that allows you to only pay a portion of this if you're getting your windshield fixed. If you don't read your policy very closely, you could end up paying more out of pocket than you actually need to.
That's why it's vital for you to check for hidden deductibles. You may find that you don't have to pay the stated amount for the repairs, so you can keep more of your hard earned money in your pocket.
Check For Recalls
Another thing you should do when you need to have your windshield repaired is check for recalls. This is especially true if you have a first-run vehicle that was just manufactured, since there may have been newly discovered issues that can cover the cost of the windshield replacement.
You should always check for recalls when your windshield is cracked because the manufacturer of the car may have realized that either the glass used for the windshield was too thin, or there is some other issue that makes your glass more susceptible to breakage. You can use your car's manual to find the phone number for the customer service department of the manufacturing division so you can ask about potential recalls. Be sure to have access to the vehicle identification number (VIN) to make it easier to find out this information.
Getting your windshield replaced doesn't have to break the bank if you know what to do. When you need auto glass replacement, keep these tips in mind so you can get it done without spoiling your budget.
